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How does Snap finance work: 

  • Apply  Easily apply via text, in store, or online. 

  • Get Approved Recieve a decision in seconds, with approval amounts up to $5,000. 

  • Shop Used your approved amount to take home what you need today. 

100-Day Option 

The consumer can acquire ownership of the merchandise if within 100 days they pay the amount equal to the cash price of the merchandise, plus sales tax, any applicable processing fee, and any other fees (or, if applicable, a lease charge that will be clearly defined n the consumer’s agreement and agreement summary). The consumer must take action to exercise and complete the 100-Day Option by making a lump-sum payment through the Customer Portal or by calling Snap’s Customer Service at (877)-557-3769 to schedule payments

What are the minimum requirements to apply for lease-to-own financing from Snap?
  • Must be 18 or older
  • Earn at least $750 A month
  • Have a steady monthly income
  • Have both an active email address and mobile phone number

 You don't need an established credit history to be eligible for financing.

The advertised transaction is a lease-purchase agreement provided by Snap Finance or its affiliates. It is not a loan, credit, or financing. While no credit history is required, Snap Finance obtains information from consumer reporting agencies in connection with the lease application. Not all applicants are approved.”

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